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Fabulous Finance: Save money, live better

Tomorrow is a brand new beginning, and is usually the time everyone makes New Year's resolutions, pledging to be thinner, more spiritual, kinder, less controling, etc, by the time the ball drops in 2010. But if there's one thing you need to focused on, it's your money. 2008 was a doozy. There didn't seem to be a safe place other than under the mattress to put your money. This article, by the … [Continue reading...]

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Our Journey Home: Our Lender Rocks!

We met with the lender yesterday after work. I was a bit nervous, because while I'm cool with the whole "house hunting" aspect, sitting down to figure out how we were going to pay for it was a bit daunting. We're not talking about buying some rinky-dink house. We're trying to buy a nice house, a house that we can grow in and make a home. A house that quite honestly, I didn't know we could afford. … [Continue reading...]

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Our Journey Home: Purging the old to make way for the new

If you'd like to catch up: read Part 1, Part 2, Part 3. We meet with our lender on Tuesday to hand over our financial statements (W-2s, pay stubs, bank statements on ALL accounts in your name, etc.) so we can offically be pre-approved for a loan, which is exactly what it sounds like. Because the lender we're working with has an underwriter in-house (meaning they don't have to wait for someone … [Continue reading...]

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I have to keep telling myself, “Playing the lottery is NOT a good investment strategy.”

I've got a monkey on my back, y'all and his name is Mega Millions. You know how every 17-about-to-be-18 year old says, "Oh, as soon as I turn 18, I'm going to go buy some cigarettes, visit a strip club, (register to vote, hopefully), and buy some lottery tickets." Well, that was me five years ago. I didn't do any of that except register to vote. (What can I say? It's my civic duty.) I bought … [Continue reading...]

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Our Journey Home: Meeting with our realtor

I'm so giddy! Soon, I will be free from apartment living and will no longer have to endure the nightly thumps and bumps from the upstairs neighbors (seriously - what are they doing up there?). We met with the realtor yesterday and I can honestly say I haven't been this excited since....oh, I don't know when. We talked a bit about what we wanted in a house - 2,000 square feet (if we can swing … [Continue reading...]

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Recession-Proof Your Finances

I don't know about you, but reading all this talk about Wall Street fiascos and government bailouts and bank failures has got me nervous. I've been keeping a close eye on my finances and trying to make myself feel as secure as possible. Here are a few habits I've picked up over the last couple weeks. See if any help you out: 1) I brought my calculator to the grocery store. Instead of keeping a … [Continue reading...]

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How I Saved $10,000 In Six Months

I'm beyond excited for a recent spike in traffic. Well, really, I love when I know anybody is reading the blog, so it doesn't seem like I'm standing in the middle of a large, empty room - talking to....nobody. My most popular posts have been on side hustles and maintaining that budget. Apparently folks want to know what I think about those two topics, which is cool. I have had a bit of success in … [Continue reading...]

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5 Side Hustles To Make Extra Cash Fast

Thanks for reading Part 2 of my "Side Hustle" series. Here's Part One. If this goes well, I might just make it a regular post, highlighting new or interesting ways to make money on the side. Whaddayathink? But for real, before I dive into the list of ways to make extra cash, I have to say that I started this post as a way to help out my fellow young moms. But I got a startling look at some … [Continue reading...]

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