Part of being self-employed is that checks tend to come in spurts. I usually get paid over a one-week period each month, with a random check here or there floating in a couple weeks later. So I get the majority of the money I have to work with all in one fell swoop. That's when the temptation comes in. You see money sitting in your bank account and you start to think, "I'm hungry. I bet I could … [Continue reading...]